Affirmations are a wonderful way to get you from where you are to a better place or a place that you have dreamt of.
But they have to be believable, they have to be achievable, and not so far out of reach that you say phooey before its even out of your mouth,
And yes I do recommend you saying it out loud-Your word is your wand and your wand is where the magic lies if you know how to use it.
Here are a few affirmations to get you started. I will add more over time.
Health and Wellness:
As I bathe this body, I vow with all sentient beings to wash from this body and mind all dust and confusion and feel healthy and clean within and without.
You can download and print out the affirmation here: As I bathe this body-Affirmation
Career and Business
I do work in a wonderful way, for wonderful people and wonderful pay